Monday, 8 January 2007

Monday 8th January 2007

No wine, tonight. I'm trying to be good - but there are times when I just want to blot it all out. Good day at work - rained like hell, but that's OK. At least I got out a bit. I had ten years of being stuck in an office - working as an IT and Telephony Manager for an international travel company - till the company got taken over by its most arrogant competitor, who promptly lied to all the staff, raped the client database and shut the office down. I don't understand what happened; why my boss should sell his thriving, brilliant company to his arch enemy. There were 35 or so staff all dumped after Christmas 2006. I was lucky, I got another job after just a couple of weeks - some of my ex-colleagues are still on the dole after almost a year.

Losing my job did nothing to help my debt problem. Ok, so I got a bit of redundancy, but it just got gobbled up - living expenses don't stop, just because work does.

The new job gave me an extra few pounds at the end of each month, but it didn't help. I still used the cards - mainly to draw cash out to pay other cards each month. What a mug!

Drawing cash out on a credit card is probably the VERY worst thing you can do with plastic. You start paying interest the moment the notes come out of the machine. But the cards still had to be paid, didn't they? Where do I go now? All I seemed to be doing was paying banks. I had three loans, an overdraft and six cards. It all colapsed when I was earning less than I needed for the minimum monthly repayments. That was when it all went wrong. My mind just refused to accept it and - I carried on spending.

I didn't want anyone to know just how bad it was.

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